Our Programs
We offer low-interest, 12-month term loans of $500 for the purpose of establishing or repairing credit. Your on-time payments are reported to credit bureaus to bolster your repayment history and move your credit score in a positive direction
These loans range from $500 to $2,500 and are targeted to low-income entrepreneurs, persons with disabilities, and low-income persons who demonstrate ability to repay their loans but are unable to secure credit from other sources.
Iowa MicroLoan provides a source of capital for microentrepreneurs who are seeking a direct loan of $5,000 to $50,000 or a co-financing arrangement of up to $150,000. Applicants must have applied for a loan at a traditional credit source and have been denied before either of these opportunities are available.
Solidarity Microfinance is a non-profit program designed to create economic opportunities through small business loans, training and support, and savings services. Loans ranging from $500 to $15,000 are for small business entrepreneurs who are low-income eligible (below 80% of median household income) and the program is targeted to minorities and female entrepreneurs.
Convertible debt and equity-like products for emerging small businesses with agri-food tech, clean energy, and decarbonization innovations that represent strategic projects in CDFI eligible Census tracts and/or founder/owner and management teams exceeding diversity and inclusion threshold criteria.
